The biggest question on First Home Buyers’ minds is ‘how much do I “actually need” to get into a home’?

First we need to understand the Three C’s of Credit:

Capacity Your ability to make the repayments, such as your salary

Character How likely you are the repay the debt, such as your credit score

Collateral What are we securing your loan against. Read on for the full guide!

The hot topic this month has been around the recent rise. It has prompted a lot of discussion about fixing versus variable and part variable, part fixed.

There have been a lot of updates posted about the difference of fixed and variable, so rather than do dot points of the differences, I thought I would share some personal experiences and insights of myself and our clients.

Q&A with a mortgage broker

Some welcomed changes to self-employed income assessment.

Three things you need to know about parental guarantees

Q&A about the recent changes to assessment rates in lending.